Terms of service generator

Describe your product, how people pay and what they can't do with it. Get a terms of service draft in Markdown to review before you publish.

Not legal advice

This is a template draft, not legal advice. We don’t know your business or the laws that apply to it, and a template can’t make you compliant with any law. Fill in every placeholder in [square brackets], check that each sentence is true for your product, and have a qualified lawyer review it before you publish.

Terms of service draft (Markdown)

# Terms of service for [product name]

> **Template draft — not legal advice.** This is a template draft generated from a short form. It may not fit your business or the laws that apply to you. Have it reviewed by a qualified lawyer before you publish it, fill in every placeholder in square brackets, and delete this note once it has been reviewed.

**Effective date:** [effective date]

## 1. Agreement to these terms

These terms of service ("terms") govern your use of [product name] ([website URL]), provided by [company legal name] ("we", "us" or "our"). By [creating an account or] using [product name], you agree to these terms. If you don't agree, don't use [product name].

If you use [product name] on behalf of a company or other organization, you confirm that you have authority to accept these terms for it, and "you" includes that organization.

## 2. Who can use it

You must be at least [minimum age, for example 18] years old to use [product name]. [Adjust if the age of majority where your users live is different, or if your product is for businesses only.]

## 3. Your account

You're responsible for keeping your login details secure and for everything that happens under your account. Give us accurate information and keep it up to date. Tell us straight away at [contact email] if you think someone has accessed your account without permission.

## 4. Plans, billing and cancellation

Paid plans are billed in advance on a [monthly or annual] basis and renew automatically at the end of each billing period until you cancel. You can cancel at any time [in your account settings]; cancellation takes effect at the end of the current billing period and you keep access until then.

Prices are shown [on our pricing page and at checkout], [including or excluding] applicable taxes. If we change the price of your plan, we'll tell you in advance and the new price will apply from your next billing period [after at least [X] days' notice].

Payments are processed by [payment processor]. [Say what happens if a payment fails.]

**Refunds.** [Describe your refund policy, for example whether you give refunds and within how many days of purchase.]

## 5. Acceptable use

When you use [product name], you agree not to:

- Break any law or regulation, or help anyone else do so
- Infringe anyone's intellectual property, privacy or other rights
- Upload or send malware, or anything designed to harm or interfere with a system
- Try to gain unauthorized access to the product, other accounts or our systems, or probe or test their security without our permission
- Overload or disrupt the product, including by scraping or automated access beyond what we allow
- Send spam or harass, threaten or abuse anyone
- Resell, sublicense or share access to the product without our written permission
- Copy, reverse engineer or decompile the product, except where the law allows it

We may remove content or suspend accounts that break these rules.

## 6. Your content

You keep ownership of the content you upload to or create in [product name] ("your content"). You give us a worldwide, non-exclusive, royalty-free license to host, store, copy, process and display your content only as needed to operate and provide [product name] to you [and as otherwise described here — edit the scope to match what you actually do].

You're responsible for your content, and you confirm that you have the rights needed to upload it and to give us this license.

## 7. Our intellectual property

[product name], including its software, design and brand, belongs to [company legal name] or our licensors. Subject to these terms, we give you a limited, non-exclusive, non-transferable, revocable right to use [product name] for its intended purpose. We reserve all rights not expressly granted.

If you send us feedback or suggestions, we may use them without any obligation to you.

## 8. Third-party services

[product name] may link to or work with services we don't control. Your use of those services is governed by their own terms and privacy policies, and we're not responsible for them.

## 9. Privacy

Our privacy policy explains how we collect and use personal information: [link to your privacy policy].

## 10. Suspension and termination

You can stop using [product name] at any time [and delete your account in your settings]. We may suspend or end your access if you break these terms or if we need to for legal or security reasons, [with notice where reasonable]. [Say what happens to users' data after termination, and whether they can export it first.]

Sections that by their nature should survive termination (such as intellectual property, disclaimers, limitation of liability and governing law) will survive it.

## 11. Disclaimers

[product name] is provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose and non-infringement. We don't promise that [product name] will be uninterrupted, error-free or secure.

Some jurisdictions don't allow certain warranties to be excluded, so some of these exclusions may not apply to you.

## 12. Limitation of liability

To the fullest extent permitted by law, [company legal name] won't be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data or goodwill, arising from your use of [product name].

Our total liability for any claim relating to [product name] or these terms is limited to [liability cap — fill in, for example the amount you paid us in the 12 months before the claim].

Nothing in these terms limits or excludes liability that cannot be limited or excluded by law.

## 13. Changes to these terms

We may change these terms from time to time. If a change is material, we'll give you at least [notice period, for example 30 days'] notice [by email or with a notice in [product name]] before it takes effect. If you keep using [product name] after the change takes effect, you accept the new terms. If you don't agree, stop using [product name] [and cancel your plan].

## 14. Governing law and disputes

These terms are governed by the laws of [governing law — fill in]. [Say where and how disputes will be resolved, for example which courts have jurisdiction.]

This doesn't take away any rights you have under laws that can't be changed by agreement, such as mandatory consumer protection laws where you live.

## 15. General

- These terms, together with any documents they refer to, are the whole agreement between you and [company legal name] about [product name].
- If any part of these terms is found unenforceable, the rest stays in effect.
- If we don't enforce a right straight away, we haven't waived it.
- You can't transfer your rights under these terms without our consent. We may transfer ours, for example as part of a sale of our business.

## 16. Contact us

If you have questions about this document, contact [company legal name] at [contact email].

Postal address: [postal address]

52 [bracketed] placeholders left to fill in or delete.

Your answers are saved in this browser only. Nothing is uploaded.

What terms of service cover

Terms of service are the contract between you and the people who use your product. Privacy is a separate document; terms set the rules of use and the deal. In plain words, they answer: who can use the product and how accounts work; how people pay, renew, cancel and get refunds; what users must not do; who owns what, including content users upload; when you can suspend or close an account; what you don’t promise (disclaimers) and how much you can be liable for; how you’ll change the terms; and which law applies.

How to use this generator

Pick your model. A SaaS subscription gets billing, auto-renewal and cancellation clauses; a one-time purchase gets a purchase clause; a free product gets a short note that you’ll ask before charging anything.
Write your real refund policy. If you leave it blank, the draft shows a placeholder rather than inventing one.
Untick acceptable-use rules that don’t fit, and add your own, such as API rate limits or content rules for a community product.
The user content section says users keep ownership and give you a license only to run the product. If you use content for anything else, such as training models or marketing, say so plainly and have it reviewed.
Governing law, the liability cap and the notice period stay as [bracketed] placeholders until you fill them in.

A template is a starting point

These clauses are common in software terms, but whether they fit, and whether they’re enforceable, depends on your company, your customers and their countries. Consumer protection rules in particular can override what a contract says. Read every clause, delete what doesn’t apply and have a qualified lawyer review the result before you publish. For a short, plain-English example, read our own terms and privacy policy.

Pair your terms with a privacy policy and a cookie policy, then work through the launch checklist before you go live.

Questions

Why doesn't it choose a governing law for me?

Because the right choice depends on where your company is set up, where your customers are and what your lawyer advises. A wrong choice can be unenforceable against consumers, whose local protections often apply anyway. Left blank, the draft shows [governing law — fill in] so it can't slip through unnoticed.

Can I say 'no refunds'?

You can write the policy you want, but consumer law in many places gives buyers rights you can't remove by contract, such as refunds for faulty goods or services, or a cancellation period for some online purchases. Write your real policy in the refund field and ask your lawyer whether it holds where you sell.

Is a liability cap enforceable?

Often, within limits. Many legal systems won't let you exclude liability for things like fraud or, in some places, death or personal injury caused by negligence, and consumer contracts face stricter rules. That's why the draft says the cap applies only to the extent the law allows, and leaves the amount as a placeholder.

How do I get users to accept the terms?

Show a link to them where people sign up or pay, and make acceptance clear, for example with a sentence next to the button. Keep old versions and their effective dates so you know which version each user accepted.

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